Nowadays, the internet plays a big role in most of our daily lives. You can pay almost any bill online, and most companies encourage you to do so. That means a lot of your personal financial information is being transferred over cyber space. Follow these 6 simple tips and keep your personal information safe online.
1. Make sure your data is being encrypted.
Encrypted information that gets intercepted by a third party will have a much lower risk of being a threat, as it is almost impossible to decode. When sending confidential information over the Internet such as credit card numbers, usernames or passwords make sure you’re sending it securely. To make sure you’re data is secure, look for a small lock in the bottom right corner of your browser window or next to the address bar.
2. Make sure you’re using “https”.
When a user connects to a website via https, the website encrypts the session with a digital certificate. A user can tell if they are connected to a secure website if the website URL begins with “https://” instead of http://.
3. Use a safe password.
Websites that store confidential data, such as an online bank site need to use strong passwords. Also, it is highly recommended that you use a different password for each website that requires a login.
4. Secure saved passwords.
Make sure to store passwords and login information in a secure area. Never write login in a text file that is not encrypted. To save your passwords we recommend using a password manager, which stores all login information and securely encrypts and password protects that information.
5. Never trust a link sent to you by you don’t know.
By clicking the link you may be taken to a site that may look like your bank or credit card company, but isn’t. Instead of clicking a link in an e-mail, search for the Web address using a search engine to find the real website. Use that to ask the company about the message you received, or call using the number listed on your statements. No bank or reputable company is going to send you an e-mail asking you to correct your information, validate your identity, re-enter your password, and so on. Do not be afraid to call the company, using the number on your statements, and verify the authenticity of any email.
6.Be cautious where you’re logging in from.
Your place of business can install key loggers, or use other methods of monitoring the computer while online. Do not store any passwords in your browser if your computer is shared with other coworkers. When on a wireless network realize that all information being sent to and from your computer can be intercepted and read by someone nearby. Prevent this from happening by only logging into a secure network using WEP or WPA. If this is a home wireless network, make sure it is secure. Be concerned when logging into an account from a friend’s computer. A computer or network you are not familiar with could intentionally or unintentionally log usernames and passwords, never save the password information.